1676 142 Avenue, Suite B | Dorr, Michigan 49323 ⋅ ☎ 616-681-0100


If you are struggling with debt, Legacy Legal & Business Services PLC can help.  Legacy Legal & Business Services offers free consultations, so that we can examine all of your options and customize a solution that is right for you whether that solutions is one of the bankruptcy options or debt settlement.

Chapter 7 bankruptcy is typically called the “Fresh Start” bankruptcy because there are no payment plans required if individuals can meet the income restrictions placed by the Bankruptcy Code.

In a Chapter 7 Bankruptcy an individual’s non-exempt assets are distributed among creditors and the unsecured debts are discharged.  Please note that many people who file a Chapter 7 Bankruptcy do not lose any assets because under the Bankruptcy Code we are able to exempt many important assets from creditors.

Chapter 13 Bankruptcy is typically referred to as the “payment plan” bankruptcy.  This option works well for clients with regular income who can afford a manageable payment plan.

Chapter 13 Bankruptcy involves a manageable payment schedule, based on the individual’s ability to pay, that runs approximately 3-5 years long.  After the appropriate time period has run with consistent payments, a portion of the individual’s debt will be forgiven.

Debt Settlement can also be an option for individuals who are struggling with debt.  Legacy Legal & Business Services PLC will work with you, and negotiate with your creditors, to allow you some financial reprieve in your life.

To find out more about any of these options, please call Legacy Legal & Business Services PLC at (616) 681-0100.

We are a debt relief agency helping people file for bankruptcy under the Bankruptcy Code.